Vehicle financing has the best 1st quarter since 2008 with an increase of 12.8%

Volume of 1.89 million units at the beginning of 2026 is driven by motorcycles and the used sector; March recorded best performance in 15 years

Credit for the purchase of cars, motorcycles and heavy vehicles totals 1.89 million units at the beginning of 2026 (Photo: Shutterstock)
By Júlia Haddad
Published on 2026-04-13 at 09:00 PM
Updated on 2026-04-13 at 09:24 PM

Vehicle financing in Brazil registered a growth of 12.8% in the first quarter of 2026, totaling 1.89 million units between light cars, motorcycles and heavy vehicles. The result, which includes new and used models, is the best performance for the period since 2008, according to data consolidated by B3.

The used market led the total volume, with 1.21 million units financed, while zero-kilometer vehicles totaled 675 thousand transactions. Both sectors showed evolution in the annual comparison, with increases of 12.2% and 14.1%, respectively.

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Among the segments, light automobiles concentrated 1.31 million operations. However, motorcycles recorded the highest proportional advance, with an increase of 18.1% (510.6 thousand units). Heavy vehicles, on the other hand, advanced 3.9%, totaling 69.3 thousand financings. The expansion was national, led by the Northeast region, followed by the Midwest, South, Southeast and North.

The analysis by modality points out that Direct Consumer Credit (CDC) remains the main choice, accounting for 1.61 million units. The consortium registered 261.9 thousand contemplated shares, while leasing maintained a residual participation. The pace accelerated in March, which had 703 thousand vehicles financed — an increase of 27.6% over the same month in 2025 and the best monthly number since August 2011.

Despite the increase in volume, transaction prices in March showed stability. New vehicles rose, on average, 0.86%, with greater pressure on SUVs and pickup trucks. In the used market, the change was only 0.18%. According to the consultancy Trillia, the consistent expansion of credit indicates a favorable scenario for the recovery of the automotive sector throughout 2026.

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